Home Mover Mortgages

Moving Home Made Simple

Whether you're upsizing, downsizing, or relocating, we'll find the best mortgage deal for your move. You may be able to port your existing mortgage to your new property, or we can compare rates from 90+ lenders to find a better deal. Make sure you understand the stamp duty implications and budget for mortgage fees. Our conveyancing guide explains the legal process, and our moving home checklist will keep you on track week by week. Don't forget to arrange buildings and contents insurance for your new home and review your life insurance to ensure it still covers your new mortgage amount.

• Porting your existing mortgage or finding a new deal
• Advice on buying before you sell
• Support with chain management and timing
• Access to the whole mortgage market
• Free, no-obligation consultation

Can I port my existing mortgage to a new property?

Many lenders allow you to port your mortgage, meaning you take your current deal to your new home. We'll check if this is possible and whether it's the best option for you.

Should I sell before I buy?

It depends on your circumstances. Selling first gives you certainty on budget but you may need temporary accommodation. Buying first avoids this but carries more risk. We'll help you weigh up the options.

How much can I borrow when moving home?

This depends on your income, existing mortgage balance, and equity in your current property. Typically lenders offer 4-4.5x your income, but your equity can significantly increase your budget.

Do I need a new survey when moving home?

Yes, your lender will require a valuation on the new property. We'd also recommend a homebuyer's report or full structural survey for your own peace of mind.