Can I afford a mortgage in London?

Many London buyers are surprised by how much they can borrow. With the right lender and advice, mortgage payments are often comparable to rent. We'll run a full affordability check for free.

Do I need a huge deposit for a London mortgage?

Not necessarily. Some lenders accept 5% deposits, and shared ownership lets you buy a share with an even smaller deposit. We'll explore every option.

Is your London mortgage advice really free?

Yes — 100% fee-free. Many London brokers charge £500-£1,000+. We never charge our clients anything.

Can you help with high-value London mortgages?

Yes, we work with specialist high-net-worth lenders for properties above £1 million and complex income structures.

London, Greater London

Fee-Free Mortgage Advisor in London

Navigate London's property market with expert, fee-free mortgage advice. We compare 90+ lenders to find you the best deal.

100% Fee-Free 90+ Lenders FCA Regulated 5★ Reviews

Get Free Advice in London Call 0191 580 9890

Mortgage Advice in London

London's property market presents unique challenges — from high prices to complex affordability requirements. Our advisors specialise in helping London buyers find competitive rates, whether you're a first-time buyer using Help to Buy, a professional upgrading in Zone 2, or an investor in the capital. Our service is 100% fee-free, saving you hundreds compared to fee-charging London brokers.

London Property Market

Average Property Price

£523,000

Popular Areas

WalthamstowBrixtonHackneyPeckhamStratfordCroydonGreenwich

Our Mortgage Services in London

First-Time Buyers

Expert advice for first-time buyers in London. We'll guide you through every step.

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Remortgage

Switching your London mortgage? We compare 90+ lenders to find your best deal.

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Home Movers

Moving within or to London? We'll handle your mortgage so you can focus on the move.

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Buy-to-Let

Investing in London property? We specialise in BTL mortgages for landlords.

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Buying a Home in London — What You Need to Know

London's average property price is over double the national average, making deposit size and affordability key challenges.

First-time buyer stamp duty relief applies on properties up to £425,000, saving London buyers up to £8,750.

Areas in East and South East London continue to offer the best value for first-time buyers.

London has more shared ownership schemes than any other UK region — we can advise on all of them.

Professional mortgage applicants in London (doctors, lawyers, accountants) may qualify for enhanced borrowing multiples.

What London Customers Say

"Moved to a bigger home in Walthamstow with two kids. Our advisor handled everything — even chased the solicitor!"

Priya K.

Home Mover — London

"Thought we'd never buy in London. Amazon Mortgages found us a scheme we didn't know about and we're now homeowners in SE15!"

Alex & Dan R.

First-Time Buyers — London

"Remortgaged in Hackney and saved £250/month. Can't believe it was free. Already recommended to friends."

Olivia S.

Remortgage — London

Mortgage FAQs — London

Get Free Mortgage Advice in London

Fill in the form below and a qualified advisor will be in touch — usually within the hour.

Step 1 of 4

What type of mortgage do you need?

Select the option that best describes your situation.

Your home may be repossessed if you do not keep up repayments on your mortgage.