Free Mortgage Guides & Advice
Straightforward answers to your mortgage questions. No jargon, no sign-ups — just honest, free advice written by qualified mortgage advisors.
Getting Started
First-Time Buyer Guide
Everything you need to know about buying your first home
Mortgage Affordability
How much can you borrow and what affects it?
Mortgage Deposit Guide
How much deposit do you need and where to find it
Government Schemes for Homebuyers
Shared Ownership, First Homes, Lifetime ISA and more
Mortgage Jargon Buster
Plain-English explanations of every mortgage term
How Long Does It Take to Get a Mortgage?
Timeline from application to keys
Types of Mortgages
Fixed-Rate Mortgages
Lock in your rate for certainty
Tracker & Variable Rate Mortgages
Rates that move with the market
Interest-Only Mortgages
Lower payments but you need a repayment plan
Offset Mortgages
Use your savings to reduce mortgage interest
Joint Mortgages
Buying with a partner, friend, or family member
Guarantor Mortgages
Using family support to get on the ladder
Specialist Mortgages
Self-Employed Mortgages
Getting a mortgage when you work for yourself
Bad Credit Mortgages
Options if your credit history isn't perfect
Buy-to-Let Mortgages
Investing in rental property
New Build Mortgages
Buying a newly built home
High Net Worth Mortgages
Complex finances and larger loans
Key Worker Mortgages
Schemes and deals for public sector workers
Shared Ownership Mortgages
Part-buy, part-rent your home
Right to Buy Mortgages
Buying your council or housing association home
Green Home Mortgages
Better rates for energy-efficient properties
Divorce & Mortgages
Splitting a mortgage after separation
Later Life Mortgages
Mortgage options for older borrowers
Remortgaging
Costs & Process
Mortgage Fees Explained
Every fee you might encounter
Stamp Duty Guide
How much you'll pay and when
Mortgage Application Process
Step-by-step walkthrough
Conveyancing Guide
The legal side of buying a property
Property Surveys Guide
Which survey do you need?
Loan-to-Value Explained
What LTV means and why it matters
Mortgage Overpayments
Pay off your mortgage faster
Saving Money
Property Buying Tips
Protection & Insurance
Market Updates
Making Tax Digital for Landlords (March 2026)
How HMRC's new rules affect buy-to-let landlords
February Home Listings Hit 10-Year High
Record supply and rates below 4% for buyers
Inflation Drops to 3% — Spring Rate Cut?
What falling inflation means for your mortgage
Young Buyers Paying Most for Mortgage Advice
Why fee-free advice matters for first-time buyers
Buy-to-Let Lending Rebounds (Feb 2026)
BTL mortgages up 22.7% as rates ease
UK House Prices Top £300k
Average prices breach £300,000 for the first time
Interest Rate Held at 3.75% (Feb 2026)
MPC votes 5-4 to hold — what's next?
Mortgage Rates Rising (March 2026)
What global events mean for your mortgage
UK Mortgage Rate History
How rates have changed over the decades
NatWest Raises Rates (17 March 2026)
NatWest reprices remortgage and purchase deals
Sub-4% Mortgages Dry Up (17 March 2026)
Last sub-4% fixes disappear as lenders reprice
Lenders Pull Deals With Hours' Notice (17 March 2026)
Vida, Foundation and others withdrew entire ranges
Seven New Towns: Mortgage Impact (March 2026)
200,000 new homes announced — what it means for buyers
Mortgage Guides — FAQs
Amazon Mortgages connects you with qualified, fee-free mortgage advisors at The Mortgage Genie. All advice is provided at no cost to you.