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Best UK Mortgage Rates — 24 March 2026
Today's lowest rates from across the market. Sub-4% deals have disappeared — lock in before rates climb further.
2-Year Fixed (60% LTV)
4.01%
HSBC
£999 product fee
5-Year Fixed (60% LTV)
4.19%
HSBC
£999 product fee
2-Year Fixed (75% LTV)
4.10%
First Direct
£490 fee
5-Year Fixed (75% LTV)
4.25%
Allied Irish Bank
£750 cashback
2-Year Fixed (90% LTV)
4.44%
HSBC
£749 fee
5-Year Fixed (95% LTV)
5.03%
HSBC
£350 cashback
Source: L&C, Moneyfacts, HOA — 24 March 2026. Rates are indicative. Your rate depends on your circumstances.
Mortgage Estimator: What Will I Pay Monthly?
Adjust the sliders to estimate your monthly repayments.
Monthly Payment
£1389.58
Total Repayment
£416,874
Total Interest
£166,874
Estimates only. Speak to an advisor for an exact figure.
Eligibility Calculator: How Much Can I Borrow?
See roughly how much mortgage lenders might offer you based on your household income.
Income Multiplier
5.5x
Maximum You Could Borrow
£275,000
Estimate only. Lender criteria vary — we'll find the best option for you.
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Amazon Mortgages connects you with qualified, fee-free mortgage advisors at The Mortgage Genie. Rates shown are indicative and dated 24 March 2026.